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FIRST UA's MEDICARE SUPPLEMENT PLANS

Frequently Asked Questions

What types of policies do you offer?

We offer an exceptional line of individual products geared toward Seniors to accommodate every need and budget. They include: Medicare Supplements and Annuities.

Can I go to any doctor or hospital for treatment?

Yes. First United American offers private insurance and guarantees your freedom of choice. You are free to keep the doctor/hospital--even the specialist--you are comfortable with, or choose another provider for second opinions. There are no lists or restrictions as managed care programs impose.


How long has First United American been in business?

First United American was chartered in 1981 and began writing business in 1986. Since then, we have provided security and protection to thousands of individuals in New York State.
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How is First United American rated?

A+ (Superior) Financial Strength Rating - A.M. Best (as of 06/07)
 

Can premiums be taken directly from my bank account?

Yes. First United American offers Automatic Payment Plan (Monthly Bank Draft) on all its products as a convenient, efficient way to pay premiums.

How do I choose a Medicare Supplement?

The Medicare Supplement you choose depends upon your lifestyle, your supplemental needs, and your financial situation. Your First UA Agent can explain in detail the supplemental policies we offer and help you determine which one is best for you. Since all nine of our policies offer the core benefits required by the federal government, it's simply a question of deciding what additional supplemental benefits satisfy your needs.

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Medicare Supplement Insurance Policies: The policies meet the minimum standards for MEDICARE SUPPLEMENT INSURANCE as defined by the New York State Insurance Department. The expected benefit ratio for this policy is 65%. This ratio is the portion of future premiums which the company expects to return as benefits, when averaged over all people with this policy.

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